Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. Merge in $26.0 Million Stock-for-Stock Combination

September 24, 2025

Ballston Spa Bancorp, Inc. (holding company for Ballston Spa National Bank) and NBC Bancorp, Inc. (holding company for The National Bank of Coxsackie) announced a “merger of equals” to combine into a $1.3 billion community bank. The transaction is structured as a stock-for-stock exchange in which NBC shareholders receive 0.8065 shares of BSNB stock for each share of NBC stock, and regulatory approvals have been received to complete the pending merger, with closing expected in the second quarter of 2026.

Buyers
Ballston Spa Bancorp, Inc.
Targets
NBC Bancorp, Inc.
Location
New York, United States
Transaction Type
Buyout

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