Payments & Fintech Acquisitions in New York

Paxos has acquired Fordefi, an institutional multi-party computation (MPC) wallet platform trusted by nearly 300 institutions. The deal combines Paxos' regulated blockchain and custody infrastructure with Fordefi's MPC wallet technology, enabling a unified platform for tokenization, stablecoin issuance, custody, and on-chain payments; terms were not disclosed.

Rain has acquired Uptop, an on-chain card-linked rewards platform, integrating native loyalty capabilities into its stablecoin-powered payments and card/wallet infrastructure. Uptop will continue operating as an independent brand under Rain and the acquisition expands Rain's ability to offer branded card and wallet programs with built-in rewards across sports, retail, travel, dining, and entertainment.

Funds managed by Lovell Minnick Partners have made a strategic growth investment in Valor PayTech, the point-of-sale software and payment technology provider. Valor will remain led by CEO Eric Bernstein and will use the capital and LMP's operational support to scale operations, accelerate innovation, and pursue strategic investments and acquisitions.

Funds managed by Lovell Minnick Partners (LMP) have completed a majority acquisition of Merchant Industry, a U.S.-based fintech payments company. Founders retain a substantial minority stake and LMP appointed Vaden Landers as CEO to lead a growth and capability expansion strategy focused on distribution expansion and strategic M&A.

MoonPay has acquired Meso, a payments infrastructure startup that helps developers connect banks and card rails to crypto applications. The deal brings Meso’s engineering team and capabilities into MoonPay as the company advances its goal of building a single global payments network connecting banks, card networks, stablecoins and blockchains.

Fundwell has acquired EveryStreet, an accounts receivable, accounts payable and flexible payments platform, bringing EveryStreet's founders and engineering team into Fundwell to expand its cash-flow and payments capabilities. The deal closed in August 2025 and will integrate EveryStreet's receivables/payments technology into Fundwell's funding marketplace to offer SMBs end-to-end cash flow management and financing.

Deluxe has acquired CheckMatch, a digital check-delivery service developed by Kinexys by J.P. Morgan, to extend the Deluxe Payment Network (DPN) and digitize paper-check delivery across its lockbox network. The acquisition expands Deluxe's digital lockbox capability and scale, enabling faster electronic processing, reduced postage and handling costs, and broader connectivity with financial institutions and disbursement partners.

RealPage has acquired Livble, a provider of flexible rent payment solutions, and will integrate Livble into its LOFT resident experience platform and Buildium property management software. The integration will allow residents to split rent into up to four installments per month while RealPage assumes non-payment risk, improving payment flexibility for renters and guaranteed on-time rent and reporting for property managers.

Capchase, a technology-first vendor financing platform, has acquired Vartana, an AI-powered B2B sales closing and financing platform. The acquisition combines Capchase's embedded financing infrastructure with Vartana's instant credit decisioning and CRM integrations to accelerate product capabilities and scale vendor financing for B2B software, hardware, and channel sellers.

iAltA, a WestCap‑backed private markets infrastructure company, has acquired Verivend, a Buffalo‑based payments and investment‑transactions platform for GPs and LPs. The acquisition (along with Betterfront) will form the foundation of iAltA’s iAltA Private Markets solution to expand payments, investor onboarding and fund lifecycle capabilities.

Flex has acquired Maza, a Spanish‑language entity formation and payments app, which will rebrand as Flex Consumer and integrate into Flex’s product suite. Wellington (via Wellington Access Ventures) co‑led an additional $10M equity injection into the combined business and will have a board observer, supporting Flex’s expansion into consumer and solopreneur segments.

FundThrough, the fintech invoice-factoring platform, has acquired Ampla, a provider of working capital, business banking, corporate cards and analytics for consumer brands. The deal accompanies a $25 million Series B led by existing investor Klister Credit; Ampla's CEO Anthony Santomo will remain as a strategic advisor while his core team joins FundThrough.

Gen Digital Inc. has completed the acquisition of MoneyLion Inc. for $82.00 per share in cash, representing an enterprise value of roughly $1.0 billion; MoneyLion shareholders will also receive one contingent value right (CVR) per share tied to Gen stock performance or a change of control. The deal, announced as closed in April 2025, strengthens Gen's financial-wellness capabilities by integrating MoneyLion's consumer fintech ecosystem and marketplace into Gen's consumer cyber-safety and financial offerings.

MoonPay has acquired Iron, an API-first stablecoin infrastructure platform, to expand its enterprise-grade treasury management and instant cross-border payment capabilities. The deal brings Iron’s stablecoin rails and API technology into MoonPay’s payments platform, enabling enterprises, fintechs, and merchants to manage multi-currency treasuries and execute near-instant settlements.

CertifID, a real-estate-focused wire fraud protection and identity verification platform, has acquired Paymints.io, a digital payments SaaS for real estate closings. The acquisition integrates secure digital payment capabilities into CertifID's fraud-prevention suite to provide end-to-end protection and modernization of how funds move through real estate transactions.

Elite, a provider of financial management and business operations solutions for law firms, has acquired Tranch, a B2B invoice automation and payments platform founded in 2021 by Philip Kelvin and Beau Allison. The acquisition embeds Tranch’s payment options — including FedNow bank transfers, card payments and a “Pay Later” offering — into Elite’s SaaS portfolio to accelerate law firm cash collections and expand Elite’s suite of revenue-cycle capabilities.

CardFlight, a New York–based SaaS payments technology provider, received a minority growth investment from Boston-based growth equity firm WestView Capital Partners to accelerate product development, enhance its SwipeSimple platform, and expand its merchant footprint across the United States. Kevin Twomey of WestView will join CardFlight’s board; financial terms were not disclosed.

Paystand has acquired Teampay to combine blockchain-enabled B2B payments with Teampay's spend and expense management platform, creating a no-fee, end-to-end payments and spend management suite for CFOs. The combined network will serve more than 1 million businesses and expand Paystand's AR capabilities into AP and corporate expense controls; financial terms were not disclosed.

Improving Payments has acquired the client portfolio of New York-based payment processor Science of Sales to expand its payment solutions offering and deepen relationships with underserved merchant segments. The portfolio acquisition broadens Improving Payments' merchant base and supports its strategy to connect businesses to appropriate clearing houses while delivering personalized payment support.

Block (formerly Square) has acquired Hifi, a music-focused fintech startup that offers a royalties-tracking dashboard and a royalty acceleration payroll product called Cash Flow. Financial terms were not disclosed; Block said Hifi will join the company to expand its financial services for artists and further its music-tech strategy following the earlier Tidal acquisition.

Merchant Lynx Services has acquired National Credit Card Processing (NCCP) Group, a Long Island–based payments provider focused on construction, heavy-duty truck repair and related B2B verticals. NCCP founder Peter Brickman will remain as head of the new Merchant Lynx division to ensure continuity while Merchant Lynx expands its technology and vertical coverage.

Marqeta acquired credit card program management platform Power Finance, strengthening Marqeta's credit capabilities and accelerating its ability to offer modern credit products. The all-cash transaction announced January 30, 2023 (and completed in early February 2023) included approximately $223 million in cash plus up to $52 million in milestone payments.

PSG (Providence Strategic Growth) has made a strategic growth equity investment in Fidelity Payment Services, the operator of the Cardknox omni-channel payments platform. Existing investor H.I.G. Growth Partners sold its majority stake but coinvested in the deal and will remain a minority shareholder; proceeds will support Fidelity's go-to-market acceleration and M&A plans.

Parthenon Capital has made an additional investment in CardWorks, Inc., the parent of CardWorks Servicing, Merrick Bank and Carson Smithfield; terms were not disclosed. As part of the transaction Parthenon co-CEO Brian Golson will join CardWorks' Board of Directors, and the firm said the capital will support continued growth of the company's consumer lending, payments and servicing businesses.

NMI, a full commerce enablement and payment platform, has acquired IRIS CRM, a merchant-services-focused CRM and merchant management platform headquartered in Brooklyn, New York. The acquisition expands NMI’s capabilities beyond gateway services to include merchant prospecting, onboarding, portfolio reporting and residual income calculations; terms were not disclosed and IRIS CRM’s president Dimitri Akhrin will remain with the combined organization.

Kraken has acquired Staked, a non-custodial staking infrastructure provider, for an undisclosed sum to expand its staking product lineup and offer a non-custodial alternative to its custodial staking services. The deal strengthens Kraken's capabilities across additional proof-of-stake networks and brings Staked's institutional and retail clients into Kraken's broader crypto platform.

Payoneer Inc. completed a business combination with special purpose acquisition company FTAC Olympus Acquisition Corp., creating the new public entity Payoneer Global Inc. The combined company began trading on Nasdaq under the ticker symbols PAYO and PAYOW and the transaction included a $300 million PIPE from investors including Wellington Management, Dragoneer, Fidelity, Franklin Templeton, Millennium, T. Rowe Price and Winslow Capital.

Personetics, a provider of AI-driven personalization and customer engagement software for banks, raised $75 million in growth funding from Warburg Pincus to accelerate global expansion of its platform. The investment will support scaling distribution and product development as Personetics expands its footprint with banks across multiple markets.

Fiserv has acquired MerchantPro Express, an Independent Sales Organization (ISO) headquartered in Melville, New York, to deepen and expand its merchant services business and partner-based distribution. The transaction brings MerchantPro Express’ onboarding, service capabilities and POS offerings together with Fiserv’s payments products (including CoPilot, CardPointe and Clover); financial terms were not disclosed.

ConnectOne Bancorp (ConnectOne Bank) has completed its acquisition of BoeFly, an online small-business lending marketplace and fintech platform based in New York. The acquisition brings BoeFly's digital lending marketplace, patented technology and team into ConnectOne to expand the bank's digital strategy and diversify revenue streams.

Mastercard acquired Transactis, a payments and bill-pay services provider, to strengthen its bill payment capabilities. Safeguard Scientifics, a Transactis investor, received approximately $57 million in cash proceeds from the transaction.

Chicago Growth Partners, together with Trident Capital, has acquired a controlling interest in 2Checkout, an online payments processor serving thousands of ecommerce businesses. The investors said the partnership and their payments industry experience will support 2Checkout's technology enhancements and aggressive global growth plans.