Payments & Fintech Acquisitions in Delaware

Chargebee has acquired Inai, a payments intelligence and analytics company, integrating Inai's AI-driven payments observability and optimization into Chargebee's billing and monetization platform. The deal is intended to deepen Chargebee's payments capabilities—helping merchants reduce failed payments, uncover revenue leaks, and streamline payment operations across gateways and geographies.

JP 3E Holdings, Inc. (formerly Spooz, Inc.) has signed an agreement to acquire a majority ownership interest in Bloxcross, Inc., a blockchain-based digital assets and cross-border payments platform. The investment is intended to accelerate Bloxcross's global expansion and establish JP 3E's trade financing capability across end markets including energy, food (eatables) and education.

XTM Inc. announced and completed the acquisition of QRails, Inc., a vertically integrated earned wage access (EWA) issuer-processor, in a transaction valued at approximately US$3.5 million (cash and XTM common shares) with XTM assuming QRails' debt. QRails — operator of the AnyDay EWA product with offices in Denver, Kansas City and London — will operate as a wholly owned subsidiary with Cary Strange named President, bringing issuer/processor capabilities and live US/UK EWA clients to XTM's payments business.